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Welcome to PensionCanada.ca

 This blogsite is here help Canadian residents to better understand the federal pension programs.

Please be advised that this site is not a government website.
It is created to provide general pension information only.

Release of digital Canadian citizenship certificate

The Government of Canada will start implementing the digital version of the Canadian Citizenship Certificate starting June 27, 2022. The e-certificate is a valid proof of Canadian citizenship. If you have participated in the pilot project and have received an e-certificate, you can  download, save and print the e-certificate  use it to access services and benefits the... ...

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Old Age Security (OAS) increase for July to September 2022

OAS benefit amounts will increase by 2.8% for the July to September 2022 quarter. This increase is based on the general Consumer Price Index (CPI). Maximum OAS amount for this quarter: $666.83 (An increase of $18.16, for those who started receiving it at age 65.) Maximum GIS amount for this quarter: Single, widowed, or divorced... ...

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2022 CPP/OAS Payment Dates

(Upcoming Payment) Tuesday, June 28th, 2022 You should receive your direct deposit on Tuesday the 28th or Wednesday the 29th. The dates below are days when the payment will be issued from the pension program payment system. Pensioners will receive their direct deposit within 1-2 business days from the issuing date. If you are receiving... ...

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2022 Guaranteed Income Supplement (GIS) Payment Dates

(Upcoming Payment) Tuesday, June 28th, 2022 You should receive your direct deposit on Tuesday the 28th or Wednesday the 29th. The dates below are days when the payment will be issued from the pension program payment system. Pensioners will receive their direct deposit within 1-2 business days from the issuing date. If you are receiving... ...

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How to file a CPP/OAS complaint?

To file a complaint regarding your own CPP/OAS file If you have not received your response (call back) within the promised timeframe, filing a complaint will not result in much difference. The better option is to notify the call centre agent about your dire financial situation in order to put your file on higher priority. ... ...

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How to easily speak to CPP/OAS call centre agent?

Service Canada Pension call centre phone number: 1-800-277-9914 Instruction on how to easily connect to CPP/OAS call centre agent? Once connected, press “1” right away for English language ( “2” for French). Wait for the automated message to end. Press “1” again if you are calling for yourself or “2” if you are calling on... ...

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OAS pension increase for seniors age 75 and over

Pensioners who are age 75 and over will receive a notification letter from Service Canada pension office notifying them of their entitlement to the permanent 10% increase in their OAS monthly payment. Only pensioners who have passed their 75th birthday will be eligible. The first eligible payment begins in July 2022. Recipients of the Old... ...

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How to cancel OAS or CPP

Benefits must be cancelled after the pensioner’s death When an Old Age Security (OAS) and Canada Pension Plan (CPP) beneficiary dies, their benefits must be cancelled. The last benefits are payable for the month in which the death occurs; any payments received after that month will have to be repaid by the estate. This includes... ...

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Old Age Security (OAS) increase for April to June 2022

OAS benefit amounts will increase by 1% for the April to June 2022 quarter. This increase is based on the general Consumer Price Index (CPI). Maximum OAS amount for this quarter: $648.67 Maximum GIS amount for this quarter: Single, widowed, or divorced pensioner: $968.86 You and your spouse both receive full OAS / your spouse... ...

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Statement of Estimated Income form (ISP-3041)

If you have gone through a dramatic drop or stopped personal income in the year 2020, you may qualify for higher Guaranteed Income Supplements (GIS) by completing the Statement of Estimated form for the specific year that your income had dropped. This form is not publicly available, unfortunately, therefore you will have to contact pension... ...

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CPP contribution limits increase for 2022

The CPP maximum pensionable earnings for 2022 will increase to $64,900 The CRA has announced the Canada Pension Plan (CPP) contribution limits for the upcoming year. The maximum pensionable earnings under the CPP for 2022 will increase to $64,900 (from $61,600). In addition, the employee and employer contribution rates for 2022 are set to rise... ...

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Adding authorized communicate person

If you are planning to add another person to help the pensioner to communicate with pension office, you can appoint the contact person through 2 options indicated below. This form allows pensioners to name an authorized person under the Canada Pension Plan or the Old Age Security Act. It authorizes that appointed person to both... ...

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Ukraine immigration measures – Financial assistance to newcomers

Ukraine immigration measures: Financial assistance The federal government is offering financial assistance to help newly arrived Ukrainian families who are in Canada under the Canada-Ukraine authorization for emergency travel (CUAET). The assistance is a one-time, non-taxable benefit. It’s to take care of your basic needs while you get settled in Canada. Apply online   Who... ...

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How to appeal an Old Age Security application

  The form ISP-3134 is used to request a review of the decision on your application for Old Age Security Programs, this includes Old Age Security, Guaranteed Income Supplement (GIS), Allowance/Allowance for the Survivor (ALW/ALWS). This form does not apply to Canada Pension program. A few reminders: Ensure to write down your SIN or your... ...

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Request CRA for CPP ruling —

A Canada Pension Plan and employment insurance (CPP/EI) ruling is an official decision made by an authorized officer of the Canada Revenue Agency (CRA). The ruling confirms whether a worker is an employee or is self-employed and whether the worker’s employment is pensionable, insurable, or both. A ruling can also show the amount of pensionable... ...

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